Temporary Disability Benefits as Workers’ Compensation

Posted by on Jan 7, 2017 in Workers' Compensation | 0 comments

Getting injured is one of the last things you want while on the job. You already have a lot in your mind, like work-related issues and personal issues, and having to deal with matters such as injuries can give you even more stress.

If you are injured on the job, you may be entitled to workers’ compensation. Disability benefits can be classified as short term or long term. In short term disabilities, the case can be either temporary total disability or temporary partial disability.

According to an informative article from the website of a Des Moines disability benefits attorney, temporary total disability or TTD benefits start on the fourth day of being out of work because of an injury. The benefit continues until the day you return to work or until you have recovered enough to be able to report to work.

The article also said that you may be entitled to temporary partial disability or TPD benefits if you return to work at a less-paying job because you cannot fulfill duties in your original job due to the injury. They cover about 66 and 2/3 percent of the difference between your average gross weekly income while injured and your actual income in your temporary and less-paying job.

But it is not always a fairy tale story where you get the benefits you deserve without encountering any problems. According to a website of a Lexington workers’ compensation lawyer, many employers and insurers seek to prevent workers from receiving the benefits they need, and employees discover this right after filing for such benefits.

This fact puts some employees in financial risks, especially if they can’t even go to work to at least counterbalance the medical bills and other expenses. The best thing to do is be assertive so you can get the benefits you rightfully deserve. Sometimes, it is not even about the money. It is about having the assurance that your company cares for you and will be there for you for incidents like workplace injuries.

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